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Ryan Fagan
США
Добавлен 4 фев 2017
Welcome. I'm Ryan Fagan, the broker/owner of Ardh Real Estate, grounded in the heart of Burlington County, NJ. With a solid track record in real estate and a B.B.A from Temple University, my life's work revolves around the power and freedom of land ownership.
My military service, coupled with hands-on experience in property preservation, management, and commercial appraisals, has cemented my belief that real estate isn’t just an asset, it's a statement of control and a foundation for generational wealth.
This channel delves into my passion for the industry and explores how owning real estate can empower individuals and communities. I'll share insights gained from my experiences, discuss how to leverage property for financial freedom, and reflect on the broader implications of ownership in today's society.
For those who are serious about making their mark and claiming their piece of the world, you're in the right place.
My military service, coupled with hands-on experience in property preservation, management, and commercial appraisals, has cemented my belief that real estate isn’t just an asset, it's a statement of control and a foundation for generational wealth.
This channel delves into my passion for the industry and explores how owning real estate can empower individuals and communities. I'll share insights gained from my experiences, discuss how to leverage property for financial freedom, and reflect on the broader implications of ownership in today's society.
For those who are serious about making their mark and claiming their piece of the world, you're in the right place.
Real Estate Agents Are Delusional About The NAR Settlement!
Real Estate Agents Are Delusional About The NAR Settlement!
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@ardhirealestate
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Email
Ryan.Fagan@ardhirealestate.com
@Ryan_Fagan_Realestate
@ardhirealestate
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Ryan.Fagan@ardhirealestate.com
Просмотров: 148
Видео
Could The Explosive NAR Commission Lawsuit Settlement Be Good For Buyer Agency?
Просмотров 1035 месяцев назад
Could The Explosive NAR Commission Lawsuit Settlement Be Good For Buyer Agency? I think it can because buyer's agents will be forced to and have more reason to get up front compensation from clients which will make the insecurity of working with buyers less and could increase services to consumers. What do you think? Instagram @Ryan_Fagan_Realestate @ardhirealestate Facebook RyanFa...
Real Estate Broker's Take On Explosive NAR Commission Lawsuit Settlement
Просмотров 1805 месяцев назад
Here is my take as a real estate brokerage owner on the explosive NAR Commission Lawsuit settlement! www.cnn.com/2024/03/15/economy/nar-realtor-commissions-settlement/index.html Instagram @Ryan_Fagan_Realestate @ardhirealestate Facebook RyanFaganRealEstate/ Email Ryan.Fagan@ardhirealestate.com Facebook RyanFaganRealEstate/ Email Ryan.Fagan@ardhirealestate.com
Vaulting The Ceiling To Our Medford Lakes Flip
Просмотров 247 месяцев назад
Instagram @Ryan_Fagan_Realestate @ardhirealestate Facebook RyanFaganRealEstate/ Email Ryan.Fagan@ardhirealestate.com
Finally Cleared Permits For Our Medford Lakes New Jersey Lake House Flip
Просмотров 567 месяцев назад
Instagram @Ryan_Fagan_Realestate @ardhirealestate Facebook RyanFaganRealEstate/ Email Ryan.Fagan@ardhirealestate.com
Permits Can Really Slow Down Your House Flip Project, And Cost You $$$
Просмотров 267 месяцев назад
Instagram @Ryan_Fagan_Realestate @ardhirealestate Facebook RyanFaganRealEstate/ Email Ryan.Fagan@ardhirealestate.com
The Wealth Gap Is Going Past a Point Of No Return
Просмотров 1449 месяцев назад
The Wealth Gap Is Going Past a Point Of No Return
Real Estate Agent Is Concerned, Owning Homes Is Now Only For Rich People
Просмотров 1519 месяцев назад
Real Estate Agent Is Concerned, Owning Homes Is Now Only For Rich People
A Real Estate Agent's Problem With The Suburbs
Просмотров 1109 месяцев назад
A Real Estate Agent's Problem With The Suburbs
A Small Real Estate Broker's Thoughts On The Real Estate Commission Lawsuit
Просмотров 249 месяцев назад
A Small Real Estate Broker's Thoughts On The Real Estate Commission Lawsuit
Why You Shouldn't Buy Into An HOA (Homeowners Association)
Просмотров 1119 месяцев назад
Why You Shouldn't Buy Into An HOA (Homeowners Association)
Homeowners Associations Are Slowly Taking Over America and Why You Should Be Concerned
Просмотров 4439 месяцев назад
Homeowners Associations Are Slowly Taking Over America and Why You Should Be Concerned
This Real Estate Agent Wants You To Avoid HOA's For This Reason
Просмотров 1,8 тыс.9 месяцев назад
This Real Estate Agent Wants You To Avoid HOA's For This Reason
This Real Estate Agent Hates HOA's (Homeowners Associations) And You Should Too
Просмотров 5210 месяцев назад
This Real Estate Agent Hates HOA's (Homeowners Associations) And You Should Too
Federal Jury Verdict Rocks Real Estate Industry, Is This The End Of Buyer Agency?
Просмотров 3410 месяцев назад
Federal Jury Verdict Rocks Real Estate Industry, Is This The End Of Buyer Agency?
High Credit scores will mean higher mortgage rates for homebuyers | Ardhi Real Estate Podcast EP028
Просмотров 31Год назад
High Credit scores will mean higher mortgage rates for homebuyers | Ardhi Real Estate Podcast EP028
How to Get Your Buyer's Offer Accepted In a Seller's Market @Candace Dennis Explains
Просмотров 57Год назад
How to Get Your Buyer's Offer Accepted In a Seller's Market @Candace Dennis Explains
Can You Use a HELOC to Buy Investment Properties?
Просмотров 55Год назад
Can You Use a HELOC to Buy Investment Properties?
How to Use a HELOC to Buy More Real Estate
Просмотров 622 года назад
How to Use a HELOC to Buy More Real Estate
Navigating the 2022 real estate market for home buyers
Просмотров 442 года назад
Navigating the 2022 real estate market for home buyers
Women Real Estate Agents Share Tips on How to Deal With Creepy Clients
Просмотров 822 года назад
Women Real Estate Agents Share Tips on How to Deal With Creepy Clients
Are Non QM loans the future? NFT Madness | Ryan Got The Bread Podcast EP015 Ty The Mortgage Guy
Просмотров 832 года назад
Are Non QM loans the future? NFT Madness | Ryan Got The Bread Podcast EP015 Ty The Mortgage Guy
The 2022 Housing Market Discussion | Ryan Got The Bread Podcast EP014 Candace Dennis & Drew Thompson
Просмотров 1102 года назад
The 2022 Housing Market Discussion | Ryan Got The Bread Podcast EP014 Candace Dennis & Drew Thompson
Are You Ever Going To Be Able To Buy a House?
Просмотров 1382 года назад
Are You Ever Going To Be Able To Buy a House?
The Real Estate Agent Client Relationship
Просмотров 502 года назад
The Real Estate Agent Client Relationship
How to Find and Work With a Good Contractor | Ryan Got The Bread Podcast EP013 Aaron Mitchell
Просмотров 1653 года назад
How to Find and Work With a Good Contractor | Ryan Got The Bread Podcast EP013 Aaron Mitchell
How to Hire a Contractor Advice From a Contractor | Ryan Got The Bread Podcast EP013 Aaron Mitchell
Просмотров 1033 года назад
How to Hire a Contractor Advice From a Contractor | Ryan Got The Bread Podcast EP013 Aaron Mitchell
Hey ! Great advice Ty !!!! Keep up the great work :)
Is REO same as "short sale" and is buying a short sale more or less complicated than a foreclosure? I do know it takes longer. Thanks!
@@christinebluerirish a reo is after the bank has foreclosed and is a much more traditional sale
How sway
I was there for it! Possibly me in the opening drone shot! It was really a wild flood!
@@1real_one super cool and yes so wild!!
Does self employment count toward the income restriction? Also, can this loan be used for a single family house that is divided into an upstairs and downstairs unit? Not separated completely. They are still connected by an indoor staircase. The upstairs just has its own kitchen as well as a main kitchen downstairs.
Self employment income counts and would be based off your net income of the last two years tax returns averaged together. I do not believe usda will finance a property that is classified as a duplex.
They don’t even want to do the work but want to got paid for it
1:00 on June 10th, 2024. How can I find a foreclosed specialized agent to help me purchase a foreclosed home? Thank you, Ann sugg
The best way is a referral, second you can search around online for agents that talk about buying bank owned properties or is an investor themselves. You can send me a dm on Instagram if you need direct support.
Is it possible for REOs to still have liens on them, like second mortgages, back taxes, etc?
Very likely not but you can always use a title company to verify but generally it should be clear
@@RyanFagan_RealEstateThanks!
Up to 80%… if you’re a veteran up to 90%
How can someone improve their score? My disabled brother got denied for low income housing in NJ. All he gets is his disability. He does have some past credit issues from about 10 years ago.
If the credit issues were 10 years ago they should fall off his credit. The best way to get your NTN score up would be to have a higher credit score, might be worth digging into if those credit troubles have fallen off or if the creditors updated them somehow.
💃 "PromoSM"
Didn't watch it. Won't. You're another time waster. Here's a tip. Tell us the 8 things up front, and then fill in the details. My time is valuable. If you can't organize your presentation better then you're probably not all that smart, and I'll just go somewhere else.
Can i use down payment assistance with fha203k?
No you cannot 😢
Its a second mortgage combined with a credit card. IT'S STUPID.
Got a problem mentioning the price
I hope you have a nice day
That’s the thing… the owner/seller has never paid the buyers agent. It’s so annoying 😅
Hey Ryan its almost spring when are we linking up for that south jersey real estate meet up.
I’m ready what’s up?
How does closing cost work and who should pay when dealing with a foreclosure?
If you are buying from sheriff sale it’s all on the buyer. When buying from the bank after the foreclosure was complete the bank will pay some of the closing costs especially if you use their title company
Is this the same as Teacher Next Door?
Yes
Need to make handicap accessible. Will 203 do that
Yes you can use it for that as long as the after repair value justifies it
Im working and trying to save for a house but sometimes I feel like it’s pointless like income needed for these houses are damn near 2x the 80k im making a year
It’s bad right now, unfortunately it’s only getting worse. I think the only solution is to buy with other people which I know isn’t ideal either.
Wow
💪🏾💪🏾💪🏾
The hud homes listed are not of my liking. Can i purchase a regular home and still take advantage of the good neighbor next door downpayment assistance and grant?
No that’s the problem with the program, not a lot of good options
We may need to mention that prices and therefore wages will keep rising due to inflation. It might seem like you’re broke now but soon enough even someone at a fast food chain will be making $50 an hour.
Right, but that $50 won’t buy much
@@RyanFagan_RealEstate correct, but makes it easier to pay off older debts.
@@viewerone yes inflation is great for debt holders especially real estate owners
Why would I kill my self for work? I am a human I’m not meant to work 80 hrs a week making 1000$, fuck that.
Right
😩 Promo_SM
Who do you use for consultation? I’m in the market to buy a house
Send me an email Ryan.Fagan@ardhirealestate.com
Also, if you're struggling with money and can't refinance your house or get another job on top of the one you already have. This is a more common problem than a lot of people think.
True!
What are you even talking about? Most PUDs built within the past 20 years are totally different than prior suburban development. They often have a community center, pool, basketball courts, walking trails, parks, etc. You will likely find a more social environment in new SFR developments, as most people buying these homes are families with young kids. The kids are friends and the parents become friends. This is less apt to happen in more established neighborhoods, as it is more of a mix of households. I have had 4 different neighbors live next to me in the 12 years I have lived in my current house. My husband and I have been friends with 2 of them, cordial with 1 of them and didn't talk to the other one. If you had kids, you would be out in your yard a lot more and would probably know more of your neighbors.
i know people that live in the suburbs for like 15 years they dont even know there neightbor names, like NONE of them.
Isn’t that crazy!?!?
He’s buggin.
😂🤣😂
This guy has never lived in a suburb. Clearly don't know wtf he's talking about
Lol are you sure?
Nahhh woods are waaaay better!!!! Too many haters watching your every move when your out in open like that
who does this😭
😂🤣
People are never outside. 😂 what.
Bro I ain’t never left south east texas, the town I lived in had one light and it blinked red after 9 😂, we have 3 or 4 gas stations, a market basket, sonic, Dairy Queen, dollar general, a tire shop, one elementary and one middle school, my town doesn’t even have its own high school 💀
I got out of south florida and moved to the woods in Georgia. Absolutely love it. My little town had 1 traffic light when i moved here. Now there's three. It's getting to crowded. Thing is people have become so pathetic i don't want anything to do with them. I have 13 acers but my dream is a hundred with me in the middle and a high stone wall all the way around. Some running water so i can power myself and go completely off the grid.
Kathleen Ga right here nice lil 3 acres good quiet neighbors I can hardly see..you couldn’t pay me to live in a shit hole city
There’s definitely a large portion of the population who want control of who they interact with. People with children, for example, don’t want strangers walking past their front door on a daily basis. This is a misconception by people who lean more Liberal. Not everyone thinks like you. Go to your hostels, live in your apartments and your high rises in the middle of the city. Leave suburban people to their own devices and let them have their freedom of lifestyle choice.
Let's look at the mental health of people that live in big cities versus people that live in suburbia. You should try thinking before making these ridiculous assertions.
Lol that is a good point, I think there’s a balance that can be struck
Dude. Start waving hi to people. Start talking when you purchase at the corner store. Be the community you want to see out there. Peace.
There is no corner store and no one is outside lol that’s my point. Obviously I’m being a bit facetious but seriously the potential for human interactions is quite limited in many suburban neighborhoods and communities.
Lived in HOA communities. They provide almost no value and constantly want to increase the HOA fee. Every year they ask for a raise.
I think most people have a similar experience
No HOA!! Stay away from them.
💯
You're basically renting when you live in an HOA community.
That’s what it feels like basically
HOAs are communism light.
Basically!
Pretty much everything you have said is confused except that you should avoid buying in an HOA. In CA the HOA lobbyists are trying to get bad laws rejected and good laws approved. When you read the details and understand what it takes to manage an HOA you see the recommendation makes sense. If you want to own your property an do what you want don't buy in an HOA and I would suggest reading all of the documents related to the HOA before making a purchase. Even if you bought a home or land somewhere wo an HOA the local municipality would become your "HOA" in effect.
Not confused at all, a government entity and a private HOA are way different things and are not comparable. Many HOA’s have strict rules and laws with a wide breadth of power to exert their will over you without the protections would have from the government, also the interests of the HOA are different than the government. If you believe in HOA’s and their governance, that’s fine just say that, completely legit position but I’m definitely not confused in the least bit. If you like reducing your rights I get it a lot of people agree with you.
@@RyanFagan_RealEstate They are comparable and different but both can become an insurmountable roadblock at some points. I would argue that many municipalities have many more "rules" etc. than some HOAs but enforcement is non-existent while some Board members get a thrill having control and enforcing. IMO the least rules the better but some are needed simply to make the community function. What protections do you get from the government that you don't get form an HOA? The gov is always more powerful than an HOA. Why wouldn't you expect the developer Board representatives to get paid? You begin at 1:44 reiterating that the developer Board representatives get paid and it morphs into you saying the management just wants to keep everything good to keep getting paid. That portion is confused and incorrect. Let me explain, Some rich dude invested millions of $'s to develop some bare land into new homes and is hoping to sell them for more money than it cost to develop. This rich guy doesn't necessarily deal with the HOA Board and thus has underlings serve on the Board for him. The rich guy many times IS on the Board with underlings and as many HO representatives as the gov docs state per the occupancy. Either way, these paid employees want to keep their job and their motivation is to portray the property/HOA as attractive as possible to buyers. Once the units are sold is when the paid Board members are out and the developer gets to deal with construction issues if any. The developer will usually try to keep the budget (in CA the budget is disclosed annually and financials are always reviewable) as low as possible and many times when you get a HO Board they should have a reserve study completed to see what the real number should be. Lower dues = easier sales. The worst thing about HOAs IMO is that you could have a financially sound HOA, with a great Board, great management, great homeowners.... and one new homeowner, new law, new rule, a fallen tree could cause it all come crashing down to chaos in days and become like the typical HOA filled with drama incompetence. Most people don't understand what they are buying and it seems (IDK) many other states don't have systems in place to manage them like CA has attempted to.
There's also the fact that cities are realizing that sprawling suburban subdivisions are unsustainable to maintain with their tax base. There's some excellent literature out there about how many middle class white suburban areas are essentially being subsidized by poorer, more urban, areas of the city. The cost to maintain the infrastructure (particularly road repair and snow removal) in those spread out suburban places costs more than what those communities are paying in property tax for those services. So a lot of cities are requiring new suburban developments to have HOAs to pay for that stuff.
Yes! In my live I cover some of this as well. It’s an interesting topic and something a lot of people aren’t paying attention to and I believe it has a lot to do with housing affordability as well and is not being talked about at all.
Government is so wonderful and freedom providing why wouldn't everyone want to have a little government HOA over the home that they are buying themselves?
Exactly!!!!
another mafia... another tax
exactly!!!
Lol that bit has electric problems 😅
???